Bank link agreement

Last revised date: May 1, 2021

In this Bank Link Agreement (“Agreement”), the words “you” and “your” mean any person authorizing us to obtain and use such person’s consumer report, as described below. The word “provider”, means the third party partner that enables ViaBill to receive and review your bank account data and information. The words “we,” “us,” and “our” mean ViaBill.

Pursuant to this Agreement, you authorize ViaBill to receive information, on a regular and recurring basis, from our third party bank link service provider. You recognize, understand, and agree that ViaBill does not control the actions, or activity of our third party provider but that ViaBill receives from our provider information related to your bank accounts, excluding your login account credentials. ViaBill does not receive or store your login credentials. You acknowledge and agree that you may also be responsible for agreeing to the privacy policy and other agreements of the third party provider.

In accordance with this Agreement, you authorize ViaBill to use any banking information it receives from its third party provider for any of the following purposes:

• Underwriting;
• Application information verification;
• Identity verification;
• Internal modeling or analysis of any kind;
• Continuous underwriting;
• Marketing products or services from ViaBill or a third party;
• Providing you with products or services on a pre-selected or pre-approved basis; and 
• Any other lawful purpose

This Agreement shall remain in effect for the duration of your relationship with ViaBill. A customer relationship exists as long as you have not affirmatively requested that the relationship be terminated or ViaBill has not terminated the relationship. You agree that any information previously received by ViaBill will continue to be utilized as outlined above, even if the customer relationship has been terminated. 

Consent

By clicking the button, or selecting the checkbox, displayed in connection with acknowledging and/or agreeing to this Authorization (or by otherwise taking an affirmative action indicating your agreement to this Authorization), you agree that:

• You have received, read, understood, and agree to all of the terms of this Agreement; 
• You authorize ViaBill to obtain bank information and other related information about you, now and periodically for as long as you remain a customer of ViaBill, from one or more third party provider; and 
• You authorize ViaBill to use any banking information it requests or receives on your behalf for all purposes, as described above.